You have questions about the N.Y. Volunteer Firefighter Enhanced Cancer Disability Law and we have answers.

Here are the latest answers to firefighters most frequently asked questions.

1. Which New York firefighters need Cancer Coverage?

According to the Law, a New York volunteer firefighter is generally eligible if they meet these 4 criteria:

  • Active member
  • Has served at least 5 years of faithful and actual service as an interior firefighter
  • Has passed 5 annual certified mask fitting tests as required to be an interior firefighter
  • Has passed a physical exam upon becoming an interior firefighter which showed no evidence of cancer covered by this law


2. What types of cancer are covered by this Law?

New York State Volunteer Firefighter Enhanced Cancer Disability Law requires coverage of:

  • Cancers impacting the breast or prostate
  • Cancers impacting lymphatic, digestive, neurological, hematological, urinary or reproductive systems
  • Melanoma (skin cancer)

*For an additional $51 per member, you can expand your coverage to cover ALL cancer diagnoses. Ask your agent for more details.


3. If a firefighter changes departments, who is responsible for their coverage?

The most current department, district or company that a member is a part of is typically responsible for covering eligible firefighters. Please contact a trusted legal representative if you need clarification regarding this responsibility.


4. Where can I get more clarification on the legal language stated in this Law?

If you have questions about Cancer Coverage, insurance, safety or risk management – we’re here to help. But we’re not lawyers. Please consult with your local legal counsel for legality concerns.


5. Where can I get Cancer Coverage?

We’re ready to serve you. We offer quality coverage, and new eligible members are automatically covered and added at renewal, and the low cost of just $137 per member. Our simple 1-page application will ease the process and help ensure that you get your coverage as soon as possible. Plus, as our client – we’ll offer you risk management and safety resources to help your crew with important issues that impact them the most.

 

5. What paperwork do I need to complete? 

The OFPC is responsible for collecting and reporting specific information related to the administration of the Volunteer Firefighter Enhanced Cancer Disability Benefits Program. If your organization has volunteer firefighters, you’re required to provide the OFPC the following:

  • “Proof of benefits” form (EOSB-210.5) for volunteer firefighter cancer disability coverage by January 1, 2019
  • A roster of interior firefighters (due by December 1, 2019)
  • An annual claims report (due by December 1, 2019)

The EOSB-201.5 is your “proof of benefits” form. If you are using VFIS to insure your volunteer firefighters under the NY Volunteer Firefighter Enhanced Cancer Disability Law, you will ONLY need to fill out form EOSB-201.5. This form can be sent directly to NY State Homeland Security and Emergency Services. Please save yourself some time and DO NOT fill out a EOSB 210.4 for each volunteer firefighter in your department, as VFIS does not require this form for coverage.

You may not know what information to put on form 201.5 for the state. Let’s walk through it together. To fill out EOSB-210.5 and turn it into New York State Homeland Security and Emergency Services, follow these steps:

  • Fill out the information pictured below word for word.
  • Include your specific information as appropriate.
  • If you do not have a policy issued at this time and do not have a policy number, please write TBD (to be determined) in the “insurance policy number” section. If you DO have a policy number, you will be able to find it on the first page of your Volunteer Firefighter Enhanced Cancer Insurance Policy. 
  • If you have not received form EOSB – 201.5, please access it here.

GSB EOSB-210.5

 

 

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